The People

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David Offer

Investment & Financial Advisor

Authorised Representative – 259188

David has been in the financial services industry since 1998.

David has a Bachelor of Commerce (Accounting) from Curtin and Post Graduate Diplomas in Financial Planning, Applied Finance and Investment Technical Analysis.

Through related entities, David is a unit holder of the RMBMM Bunbury Unit Trust and is remunerated by way of salary and profit share.

Investment Style

David focuses on long term portfolio growth through active portfolio management and diversified investments (shares, property and fixed interest securities) and a combination of capital growth and income generating investments. He specialises in all financial planning considerations including retirement planning, structuring assets to minimise tax, maximising Social Security entitlements, self-managed superannuation, risk management and estate planning. David has a comprehensive asset management focus on long term diversified portfolios that include both direct investments, managed funds and unlisted property.

    RG146 Competencies

  • Financial Planning
  • Superannuation
  • Securities and Listed Investments
  • Managed Investments
  • Derivatives Level 1 and 2
  • Life Insurance
  • Margin Lending
  • Generic
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Graham Oates

Investment & Financial Advisor

Authorised Representative – 259230

Graham has been in the financial services industry since 2000. Prior to this Graham acquired extensive experience as a Management Accountant in a public utility as well as the private sector; where he was involved in financial reporting, strategic planning and business process improvement.

Graham has a Bachelor of Commerce (Accounting) from Curtin.

Through related entities, Graham is a unit holder of the RMBMM Bunbury Unit Trust and is remunerated by way of salary, bonus and profit share.

Investment Style

Graham focuses on long term portfolio growth through active portfolio management and diversified investments (shares, property and fixed interest securities) and a combination of capital growth and income generating investments. He has a comprehensive asset management focus on long term diversified portfolios that include both direct investments and managed funds. Graham specialises in many aspects of financial planning considerations including retirement planning, structuring assets to minimise tax, maximising social security entitlements and self-managed superannuation.

    RG146 Competencies

  • Financial Planning
  • Superannuation
  • Securities and Listed Investments
  • Managed Investments
  • Life Insurance
  • Margin Lending
  • Generic