Our Team are real people who pride themselves on listening, working with and understanding our clients’ financial objectives
with offices in Bunbury & Perth
A financial planning and investment advisory group can only be as strong as the team supporting its values and professional goals. At Horizon Investment Solutions we have built our foundations on vital industry experience which has allowed us to strengthen our reputation for 25 years.
David Offer
Investment & Financial Advisor Authorised Representative – 259188
David has been involved with the financial service industry since 1998, which was also the year our firm first opened its doors. He received his Bachelor of Commerce (Accounting) from Curtin University, before also attaining Post-graduate Diplomas in Financial Planning, Applied Finance and Investment Technical Analysis.
Apart from working at Horizon, David is also a unit holder of the RMBMM Bunbury Unit Trust from which he receives salary and a share of its profits.
David has a strong focus on long term portfolio growth by helping clients with their portfolio management and diversified investments, asset management, as well as looking at capital growth.
He specialises in all financial planning situations, which include retirement planning, minimising tax by structuring assets, maximising Social Security entitlements, self-managed superannuation, risk management and estate planning.
- Financial Planning
- Superannuation
- Securities and Listed Investments
- Managed Investments
- Derivatives Level 1 and 2
- Life Insurance
- Margin Lending
- Generic
Graham Oates
Investment & Financial Advisor Authorised Representative – 259230
Prior to entering the financial services industry in 2000, Graham built up many years of experience working as a Management Accountant. Working in both public utilities and areas of the private sector, he was involved in financial reporting, strategic planning and business process improvement.
Graham too received his Bachelor of Commerce (Accounting) from Curtin University. He is also a unit holder of the RMBMM Bunbury Unit Trust from which he receives salary, bonus and a share of its profits.
Graham similarly focuses on long term portfolio growth and asset management through direct investments and managed funds. He additionally specialises in financial planning areas such as retirement planning, structuring assets to minimise tax, maximising social security entitlements and self-managed superannuation.
- Financial Planning
- Superannuation
- Securities and Listed Investments
- Managed Investments
- Life Insurance
- Margin Lending
- Generic
Christa Pawlowski
Financial Advisor, Authorised Representative – 1247575
Christa has been in the financial services industry since 2005, commencing her career as a Self-Managed Superannuation Fund administrator and Corporate Services Manager at a Chartered Accounting firm in Bunbury. Christa then moved to Melbourne in 2014, joining Doquile Perrett Meade (DPM Financial Services) as Personal Risk Consultant and Associate to the Director.
Christa returned to WA in 2019 where she now continues her career as an Advisor at Horizon Investment Solutions, specialising in all financial planning considerations; including investment, retirement planning, structuring assets to minimise tax, maximising Department of Social Services entitlements, Self-managed Superannuation, risk management and estate planning.
Christa has a Diploma of Financial Services (FP), Advanced Diploma of Financial Planning and Post Graduate Diploma in Financial Planning. Christa is FASEA exam standard certified and SMSF Specialist Advisor accredited (SSA®).
Disclosures
Through related entities, Christa is a unit holder of the RMBMM Bunbury Unit Trust and is remunerated by way of salary and profit share.
Christa focuses on long term portfolio growth through active portfolio management and diversified investments (shares, property and interest investments) and a combination of capital growth and income generating investments. Christa has an asset management focus on long term diversified portfolios that include both direct investments and managed funds.
- Financial Planning
- Superannuation
- Securities
- Managed Investments
- Life Insurance
- Generic
Ricki Brown
Financial Advisor, Authorised Representative - 001303505
Ricki became part of the Horizon Investment Solutions team in January 2022 whilst completing his Financial Planning degree at Curtin University.
Ricki subsequently graduated with a Bachelor of Commerce with a double major in Finance and Financial Planning, awarded with distinction. He is now building his career at Horizon as an Advisor specialising in all financial planning considerations; including investment, portfolio management, retirement planning, structuring assets to minimise tax liabilities, maximising Department of Social Services entitlements, Self-managed Superannuation, risk management and estate planning.
Ricki was formerly a qualified electrician and worked across Western Australia and within the United Kingdom on a variety of projects. Through his former career Ricki gained an insight into how the real world works and he brings that experience to his interaction with clients and their investment and retirement goals.
Ricki focuses on long term portfolio growth through active portfolio management and diversified investments (shares, alternatives, property and interest investments) and a combination of capital growth and income generating investments. Ricki has an asset management focus on long term diversified portfolios that focuses on direct equity investments but also includes managed funds.
- Financial Planning
- Superannuation
- Securities
- Managed Investments
- Life Insurance
- Generic
James Cawdell
Account Manager
James has been with Horizon Investment Solutions since 2009 and is involved in all aspects of client account administration.
James completed a Diploma of Financial Services is 2011 and has a background in Social Security. James specialises in navigating the complexities of Social Security and Aged Care.
Stefany Grant
SMSF Administrator
Stefany completed her Bachelor of Business specialising in Financial Planning in 2023 and is completing her final units to be a qualified Tax Agent by the end of 2024. Stefany has been with Horizon Investment Solutions since 2018 and is passionate about overseeing the administration and compliance of clients’ Self Managed Superannuation Fund’s.
Stefany brings a wealth of knowledge and professionalism to her role and specialises in Superannuation Administration, Taxation, Applied Financial Planning, Risk Management and Insurance, Estate Planning, and Stategic Financial Analysis.
Tanya Stevens
Office Manager
Tanya’s family are locals and she was therefore born and raised in Bunbury, throughout her life she has travelled significantly but loves the South West lifestyle.
Tanya owned and operated a local business for 14 years. After selling this award-winning business in 2012, she took timeout to raise her son before joining the Horizon Investment Solutions team in 2015 as Office Manager.
In this role she oversees the Business Financial accounts and planning, AFSL compliance, HR Management and general administration.
If you are seeking clear, concise, well researched and reliable financial investment advice our team at Horizon Investment Solutions can provide the solutions you need. Get in touch today either by calling 0897 919 188, via email at admin@horizonis.com.au, or through our online contact form.